Fair Debt Collection Practices Act
Your Rights under the Fair Debt Collection Practices Act
In response to reports of unfair and abusive treatment of debtors, the government saw fit to regulate this area of operation. Federal law regarding the conduct of debt collectors toward debtors is contained in The Fair Debt Collection Practices Act (FDCPA). If you feel your rights are being violated by those seeking to collect debts from you, talk to a Boston bankruptcy attorney about your legal options. The Act makes the following illegal:
- Contacting a third party, such as your family or employer, regarding your debt
- Threatening actions they do not intend to take or are not legally allowed to take
- Contacting you too early or late in the day or so frequently as to be a nuisance
- Contacting you at inconvenient places if specifically requested not to do so
- Telling your employer why they are calling without being specifically asked
- Using obscene, insulting or discriminating language
- Adding fees or interest charges which are not part of your contract or legally allowed
- Making false representations
Boston Bankruptcy Lawyer
Creditors and debt collectors have no right to subject you to harassment and abusive behavior. I, Roushi Sahagen, can take action against those who violate this law to protect you from this stressful situation. Oftentimes, my first contact with the guilty party is enough to cause the unfair practices to cease but as needed, I will not hesitate to escalate actions against them in defense of your rights. My firm offers free consultations and I will work with you directly throughout your case. At Infinity Law Group, you will always be treated with the respect you deserve.
If you feel you are being treated unfairly or abusively by debt collectors, contact a Boston bankruptcy attorney for help defending your rights.