Boston Bankruptcy Attorney: Debt Consolidation
Should you consolidate your bills?
Like many individuals in today's tough economy, your credit score may have dropped, you may be having trouble making payments on your high interest credit cards, or you may be under such stress that you can no longer deal with the constant creditor calls, legal threats, garnishments, repossession s and other financial disasters. You may have questions about consolidating debt and whether this is a good option. My name is Roushi Sahagen, a Boston bankruptcy lawyer at Infinity Law Group. I welcome the opportunity to meet with you in a free consultation, take a careful look at your financial situation and show you the path to regaining your financial security.
Debt Consolidation Lawyer in Boston
Of all the options available to eliminate your debt, bankruptcy is in most cases the most effective, as it allows you to discharge your unsecured consumer debt. It is important that you understand the debt relief options, and why debt settlement and debt consolidation are often less effective than filing for bankruptcy. Debt consolidation, for instance, allows you to pay off your bills by grouping them into one monthly payment with a fixed interest rate, resulting in much less interest than if you hadn't consolidated. The problem is that many people have no hope in getting a loan to handle a consolidation! In such cases, filing for chapter 7 or chapter 13 can bring you the relief you so badly need.
I am eager to assist you in getting rid of your debt and helping you move forward towards a happier, more financially secure life. With years of experience in the financial industry prior to obtaining my law degree and my extensive knowledge of bankruptcy law, you can be assured that I have the skills, resources and know-how to do everything possible to help you get out of debt and make a fresh financial start.
Some bills that are discharged in the bankruptcy process include:
- Credit cards
- Hospital and/or clinic debts
- Payday loans
- Personal unsecured loans
- Utilities such as electricity, phones and gas or oil
Please feel free to contact a Boston debt consolidation attorney at my firm as soon as possible.