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Recent Posts in Chapter 7 Category

Free Finance Tools - Part 2: AnnualCreditReport.com

Another cause for people filing personal bankruptcy is identity theft. Most people who are victims of identity theft don’t know about it until all of their credit has been maxed out by some ...
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Does Chapter 13 bankruptcy look better on my credit record than a Chapter 7 bankruptcy?

Some people may believe that a Chapter 13 bankruptcy will look better on their credit record. Many believe this to be the case because in a Chapter 13, the debtor is paying back some of their debt ...
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Can I Incur New Debt During a Chapter 13?

Generally you are not allowed to use any credit cards that you had when you filed for Chapter 13 Banktupcy. However, there are some instances when you can obtain credit for some specific need of ...
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What is the meeting of creditors?

The ‘meeting of creditors’ is held in every Bankruptcy case. The debtor is required to attend this meeting and this is usually the only meeting or hearing that the debtor is required to ...
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Are there debt limits in a bankruptcy?

A Chapter 7 bankruptcy has no debt limit on the total debt involved. As for Chapter 13 bankruptcy filings, since 2007 the limit of debt has been $1,010,650 in secured debt, and $336,900 in unsecured ...
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What Different Types of Bankruptcy Should I Consider?

There are four types of bankruptcy cases that can be considered: Chapter 7 : This is known as the “liquidation” bankruptcy which requires a debtor to give up property which exceeds your ...
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What's Involved in a 341 Meeting?

A 341 meeting in a Chapter 7 bankruptcy takes place within 5-6 weeks from the day the bankruptcy petition is filed. The meeting provides a gather place for potential creditor objections and the ...
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How long will a Chapter 7 bankruptcy take?

Provided there’s no fraudulence, a Chapter 7 Bankruptcy concludes within 3-4 months from the filing date. Once a chapter 7 is filed electronically with the Bankruptcy Court in Boston, the Court ...
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What is Chapter 7 Bankruptcy?

In order to escape from the harassment of creditors and make a fresh financial start, you may want to consider filing chapter 7 bankruptcy. Chapter 7 will eliminate most debts and allow you to keep ...
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What Happens To Your Credit Card Debt in Bankruptcy?

In Chapter 7 bankruptcy (liquidation of your non-exempt property, if there is any), whatever credit card debt cannot be paid from your non-exempt property is discharged, in other words, eliminated. In ...
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Do You Need Bankruptcy Protection?

Do You Need Bankruptcy Protection? If a lost job, illness, marital separation, or other problem has caused your debt to spiral out of control, Bankruptcy may allow you to: • Eliminate most or all ...
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