Can I Exclude a Credit Card in the Bankruptcy so I have a Credit Card After I File?

Bankruptcy requires that you list all creditors in a bankruptcy. This means that any account that has a balance on it should be listed as a creditor. If you have a zero balance on a credit card when you file, this account would not have to be listed. However, it is likely that your credit card provider will cancel your card once your bankruptcy is reported to the credit bureaus. Therefore, generally your credit card account will be cancelled, whether or not a balance is owed.