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Blog Posts in June, 2010

How do you fix an error on your credit report?

It is estimated that about 3 out of 4 credit reports contain some sort of inaccurate information on them. The first step to take is to become informed whether there is an error on your credit report. ...
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When are tax debts dischargeable in Bankruptcy?

In certain limited situations, income taxes may be discharged through bankruptcy. If you owe state or federal income taxes, the taxes can be dischargeable if you filed your tax return and: The tax ...
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Can I be discriminated against by my employer because I filed for bankruptcy?

Many people ask whether they can lose their job if their employer finds out that they filed for bankruptcy or if they can be discriminated against when they apply for jobs because of the bankruptcy ...
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What If I Have Been The Beneficiary of Additional Erroneous Social Security Payments?

There are many cases where erroneous overpayments were dispensed by the Social Security Administration, Welfare or Unemployment agencies. These government agencies often try to recoup the overpayments ...
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Are there debt limits in a bankruptcy?

A Chapter 7 bankruptcy has no debt limit on the total debt involved. As for Chapter 13 bankruptcy filings, since 2007 the limit of debt has been $1,010,650 in secured debt, and $336,900 in unsecured ...
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Is bankruptcy information public information?

The information contained in documents filed in bankruptcy cases are a matter of public record. These documents can be accessed in the Clerk’s Office during business hours. Unless the document ...
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Do I need an attorney to file bankruptcy?

While you can file bankruptcy without the assistance of a lawyer, it is not advised. Many specific steps must be taken in order to complete a bankruptcy, and one can easily make a mistake, which may ...
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May I convert my case from one chapter under the Bankruptcy Code to another?

Yes, a debtor, or any other party in interest, will be able to file a motion to convert the case to any other chapter under which the debtor will be eligible to be a debtor. The Bankruptcy Court may ...
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What is a fraudulent transaction and how will it affect my bankruptcy?

A fraudulent transaction can occur when the debtor transfers property with the intent to hinder, delay, or defraud his or her creditors. Actual fraud requires proof of intent from the person ...
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