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Blog Posts in January, 2010

How to get out of debt and avoid bankruptcy

Due to the sinking economy and our culture of “spend now-pay later”, more and more Americans are finding themselves in debt everyday. Some have gotten into debt through no fault of their ...
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How long will a Chapter 7 bankruptcy take?

Provided there’s no fraudulence, a Chapter 7 Bankruptcy concludes within 3-4 months from the filing date. Once a chapter 7 is filed electronically with the Bankruptcy Court in Boston, the Court ...
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Will I lose my car in bankruptcy?

The answer to that depends on if you pick the Massachusetts or Federal exemptions. Massachusetts allows you to keep up to $700 in a car’s equity (value). Let’s say you own a car ...
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Will I lose my house in a bankruptcy

If the equity in your home is $500,000 or less, then you won’t have to lose your home in the Boston area. You could choose to file under the Massachusetts state exemptions as opposed to the ...
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How much will a Chapter 7 bankruptcy cost?

A typical personal Chapter 7 Bankruptcy will cost approximately $1500 in attorney fees plus a $299 filing fee in the Boston area. This is also called a “full-service representation” in the ...
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Where is the Bankruptcy Court in Boston and will I have to go?

There are three Bankruptcy Courts in Massachusetts – Springfield, Worcester, and Boston. The Boston bankruptcy court is located at: John. W. McCormack Post Office and Court House 5 Post Office ...
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What are some disadvantages of bankruptcy?

The process of filing can be intrusive because Court documents are public record. The stigma it carries can be emotionally challenging to some. Once bankruptcy is on someone’s record, then he or ...
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What are the advantages of bankruptcy?

Bankruptcy allows someone to have a new beginning in life. It allows someone to resume life with less anxiety, keeps destitute families together, reduces suicide rates, children are better attended ...
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What are some federal exemptions for bankruptcy?

Here is a partial list of Federal Exemptions for bankruptcy. Married couples filing jointly may double all exemptions. • $20,200 for real property including co-ops and and mobile homes • ...
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What are the Massachusetts / Boston exemptions for bankruptcy?

Exempt property is property one may hold onto and not give up to during bankruptcy. A person called the bankruptcy trustee, who represents creditors and may confiscate some of the property you may ...
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