Will bankruptcy effect my utility services?

No, filing for bankruptcy would not authorize any utility company from shutting off your services. However, you would have to keep paying your utility bills. If you are unable to pay your bills, Massachusetts law prohibits utility companies from terminating their services in particular situations and at specified times during the year.

Massachusetts law prohibits utility companies from turning off heating utilities for non-payment in these situations:

• If the consumer can show that she is unable to pay the bill AND that someone living in the home is under the age of one or seriously ill;
• If every person living in the home is over the age of 65; and
• From November 15 to March 15, the “winter moratorium” is in effect and utilities are prohibited from turning off gas or electric for inability to pay.